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Rankin Audiology and Hearing

2025 Benefit Plan Options

Welcome to your 2025 open enrollment. Open enrollment is a crucial period, providing you with the opportunity to make important decisions regarding your health benefits. The enrollment window will be open from January 10 to January 17, 2025.

Please be aware of the following options and instructions:

Make Changes to Your Plan: If you would like to make changes to your current medical benefits elections, review the Blue Cross Blue Shield, and Blue Care Network plans then make your selection.

Waive Coverage: If you decide not to take advantage of the company benefits, it is imperative that you select the ‘Waive Coverage’ option.

We understand that making benefit decisions is a significant task, and we are here to help. If you have any questions or need assistance with the enrollment process, please do not hesitate to reach out to us at support@everythinghrfs.net or call 248.983.5475 to reach your agent, Felicia Harris.

Thank you for your attention to this important matter, and we look forward to supporting you through this year’s open enrollment period.

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Open Enrollment Is Now Closed

Blue Cross Blue Shield and Blue Care Network Medical, Dental & Vision

2025 BCN Gold Option 3 W/Expanded Abortion

This HMO Gold Plan offers comprehensive healthcare coverage with a focus on affordability and access to high-quality care. The plan includes expanded reproductive health services, providing members with a full range of options for their health and wellness needs. Designed for individuals or families seeking predictable costs and broad in-network coverage, this plan emphasizes preventive care and holistic health management.

Key Features:

Comprehensive Coverage: Includes primary care, specialist visits, hospital stays, mental health services, and prescription drugs with lower out-of-pocket costs compared to lower-tier plans.
Expanded Reproductive Health Services: Coverage includes abortion services, giving members enhanced access to comprehensive reproductive healthcare.
Coordinated Care: As an HMO, care is managed through an in-network primary care physician (PCP), ensuring streamlined referrals and coordinated services.
Preventive Care: 100% coverage for routine screenings, check-ups, immunizations, and other preventive services.
Cost Predictability: Gold-level benefits provide lower deductibles and coinsurance, making it easier to budget for medical expenses.
Extensive Network: Access to a large network of healthcare providers within Michigan, ensuring convenience and continuity of care.

Why Choose This Plan?

The HMO Gold Option 3 with Expanded Abortion Plan is ideal for individuals and families seeking robust coverage with manageable costs. With a focus on preventive care and access to essential reproductive health services, this plan supports a wide range of healthcare needs.

Rankin Audiology and Hearing will contribute $150.00 each month towards the total cost of your plan. For instance, if your plan costs $500.00 per month, you would deduct $150.00, making your monthly expense $350.00. This amount would be divided into bi-weekly payroll deductions of $175.00 per payroll.

2025 BCN HSA Gold Option 1 W/Expanded Abortion

This Health Savings Account (HSA)-compatible Gold Plan combines comprehensive healthcare coverage with the flexibility of an HSA, allowing members to manage their healthcare expenses efficiently. The plan provides enhanced access to reproductive healthcare services, including expanded abortion coverage, while maintaining predictable costs for preventive and routine care.

Key Features:

HSA-Compatible: Enables members to save pre-tax dollars for qualified medical expenses, giving them greater financial control and tax advantages.
Gold-Level Coverage: Offers lower deductibles and out-of-pocket maximums compared to lower-tier plans, making it ideal for individuals and families seeking more extensive coverage.
Expanded Reproductive Health Services: Includes coverage for abortion services as part of its reproductive healthcare benefits.
Preventive Care: 100% coverage for routine check-ups, screenings, immunizations, and other preventive services, helping members maintain their overall health.
Managed Costs: Members benefit from reduced out-of-pocket expenses for in-network services and medications.
Extensive Network: Access to Blue Care Network’s wide array of in-network providers ensures quality care across Michigan.

Why Choose This Plan?

The HSA Gold Option 1 with Expanded Abortion Plan is designed for those seeking the flexibility of a health savings account while enjoying the benefits of a comprehensive, gold-level plan. It’s an excellent choice for individuals and families who want to balance affordability with robust healthcare access, including reproductive health services.

Rankin Audiology and Hearing will contribute $150.00 each month towards the total cost of your plan. For instance, if your plan costs $500.00 per month, you would deduct $150.00, making your monthly expense $350.00. This amount would be divided into bi-weekly payroll deductions of $175.00 per payroll.

2025 Simply Blue PPO Gold Option 3 W/Expanded Abortion

This Simply Blue PPO Gold Option 3 Plan provides comprehensive, flexible healthcare coverage with expanded access to reproductive health services, including abortion. Designed for individuals and families seeking robust benefits with the freedom to choose healthcare providers, this plan emphasizes preventive care, cost predictability, and broad network access.

Key Features:

Comprehensive Coverage: Includes doctor visits, hospital stays, mental health services, and prescription medications, with lower out-of-pocket costs compared to lower-tier plans.
Expanded Reproductive Health Services: Offers coverage for abortion services as part of a full range of reproductive healthcare benefits.
Preferred Provider Organization (PPO): Allows members to see both in-network and out-of-network providers, with greater savings when using in-network services.
Preventive Care: 100% coverage for routine preventive services such as check-ups, immunizations, and screenings.
Cost Predictability: Gold-level coverage ensures lower deductibles and coinsurance, making it easier to plan for healthcare expenses.
Nationwide Network: Access to a broad network of providers across Michigan and the U.S., offering flexibility and convenience for members.

Why Choose This Plan?

The Simply Blue PPO Gold Option 3 with Expanded Abortion Plan is ideal for individuals and families who value flexibility in provider choice and want comprehensive coverage, including enhanced reproductive health benefits. It’s a great option for those looking to balance affordability with quality care and access to essential services.

Rankin Audiology and Hearing will contribute $150.00 each month towards the total cost of your plan. For instance, if your plan costs $500.00 per month, you would deduct $150.00, making your monthly expense $350.00. This amount would be divided into bi-weekly payroll deductions of $175.00 per payroll.

2025 Simply Blue HSA PPO Silver Option 2 W/Expanded Abortion

This plan is a health savings account (HSA)-compatible preferred provider organization (PPO) plan designed to offer affordable, flexible healthcare options with expanded reproductive health services. It provides coverage for a wide range of medical services, including preventive care, primary care visits, specialist consultations, hospital stays, and prescription drugs, all with the advantage of lower premiums.

Key Features:

HSA-Compatible: Allows members to save pre-tax dollars for medical expenses, giving them greater control over their healthcare spending.
Silver-Level Plan: Balances cost and coverage, ideal for individuals or families seeking moderate premiums with good coverage.
Expanded Reproductive Health Services: Includes comprehensive abortion services as part of its reproductive healthcare benefits.
Nationwide PPO Network: Offers flexibility to see both in-network and out-of-network providers, with the lowest costs within the network.
Preventive Care Coverage: 100% coverage for preventive services such as routine check-ups, immunizations, and screenings.
Cost-Sharing Benefits: Includes co-pays, deductibles, and coinsurance with reasonable out-of-pocket maximums to protect against high medical costs.

Why Choose This Plan?

The Simply Blue HSA PPO Silver Option 2 with Expanded Abortion Plan is ideal for individuals or families looking for comprehensive healthcare coverage that supports flexibility, reproductive health rights, and financial savings through an HSA. It provides peace of mind with a robust provider network and enhanced benefits for critical care services.

Rankin Audiology and Hearing will contribute $150.00 each month towards the total cost of your plan. For instance, if your plan costs $500.00 per month, you would deduct $150.00, making your monthly expense $350.00. This amount would be divided into bi-weekly payroll deductions of $175.00 per payroll.

Rankin Audiology and Hearing

2025 Benefit Plan Options

Welcome to your 2025 open enrollment. Open enrollment is a crucial period, providing you with the opportunity to make important decisions regarding your health benefits. The enrollment window will be open from January 10 to January 17, 2025.

Please be aware of the following options and instructions:

Make Changes to Your Plan: If you would like to make changes to your current medical benefits elections, review the Blue Cross Blue Shield, and Blue Care Network plans then make your selection.

Waive Coverage: If you decide not to take advantage of the company benefits, it is imperative that you select the ‘Waive Coverage’ option.

We understand that making benefit decisions is a significant task, and we are here to help. If you have any questions or need assistance with the enrollment process, please do not hesitate to reach out to us at support@everythinghrfs.net or call 248.983.5475 to reach your agent, Felicia Harris.

Thank you for your attention to this important matter, and we look forward to supporting you through this year’s open enrollment period.

Blue Cross Blue Shield and Blue Care Network Medical, Dental & Vision

2025 BCN Gold Option 3 W/Expanded Abortion

Key Features:

Comprehensive Coverage: Includes primary care, specialist visits, hospital stays, mental health services, and prescription drugs with lower out-of-pocket costs compared to lower-tier plans.

Expanded Reproductive Health Services: Coverage includes abortion services, giving members enhanced access to comprehensive reproductive healthcare.

Coordinated Care: As an HMO, care is managed through an in-network primary care physician (PCP), ensuring streamlined referrals and coordinated services.

Preventive Care: 100% coverage for routine screenings, check-ups, immunizations, and other preventive services.

Cost Predictability: Gold-level benefits provide lower deductibles and coinsurance, making it easier to budget for medical expenses.

Extensive Network: Access to a large network of healthcare providers within Michigan, ensuring convenience and continuity of care.

Why Choose This Plan?

The HMO Gold Option 3 with Expanded Abortion Plan is ideal for individuals and families seeking robust coverage with manageable costs. With a focus on preventive care and access to essential reproductive health services, this plan supports a wide range of healthcare needs.

HSA-Compatible: Enables members to save pre-tax dollars for qualified medical expenses, giving them greater financial control and tax advantages.

Gold-Level Coverage: Offers lower deductibles and out-of-pocket maximums compared to lower-tier plans, making it ideal for individuals and families seeking more extensive coverage.

Expanded Reproductive Health Services: Includes coverage for abortion services as part of its reproductive healthcare benefits.

Preventive Care: 100% coverage for routine check-ups, screenings, immunizations, and other preventive services, helping members maintain their overall health.

Managed Costs: Members benefit from reduced out-of-pocket expenses for in-network services and medications.

Extensive Network: Access to Blue Care Network’s wide array of in-network providers ensures quality care across Michigan.

Comprehensive Coverage: Includes doctor visits, hospital stays, mental health services, and prescription medications, with lower out-of-pocket costs compared to lower-tier plans.

Expanded Reproductive Health Services: Offers coverage for abortion services as part of a full range of reproductive healthcare benefits.

Preferred Provider Organization (PPO): Allows members to see both in-network and out-of-network providers, with greater savings when using in-network services.

Preventive Care: 100% coverage for routine preventive services such as check-ups, immunizations, and screenings.

Cost Predictability: Gold-level coverage ensures lower deductibles and coinsurance, making it easier to plan for healthcare expenses.

Nationwide Network: Access to a broad network of providers across Michigan and the U.S., offering flexibility and convenience for members.

HSA-Compatible: Allows members to save pre-tax dollars for medical expenses, giving them greater control over their healthcare spending.

Silver-Level Plan: Balances cost and coverage, ideal for individuals or families seeking moderate premiums with good coverage.

Expanded Reproductive Health Services: Includes comprehensive abortion services as part of its reproductive healthcare benefits.

Nationwide PPO Network: Offers flexibility to see both in-network and out-of-network providers, with the lowest costs within the network.

Preventive Care Coverage: 100% coverage for preventive services such as routine check-ups, immunizations, and screenings.

Cost-Sharing Benefits: Includes co-pays, deductibles, and coinsurance with reasonable out-of-pocket maximums to protect against high medical costs.

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